By Tiana Baur
Zestimates. Clients love them, yet they are largely the bane of the real estate business as a whole. In theory, they sound amazing, but the problem is that they’re often horrifically inaccurate, leaving homeowners upset and agents anxious. In fact, the median error rate of Zestimates is 5 percent. That may sound menial as a percentage, but when computed with the median home sales prices, it can be tens of thousands of dollars lost to the bottom line, and that’s if you’re lucky. According to the Washington Post, “Zestimates are within 5 percent of the sale price 53.9 percent of the time, within 10 percent 75.6 percent of the time and within 20 percent 89.7 percent of the time, Zillow claims.” So, unless luck is on your side, that 5 percent is likely to grow.
Wouldn’t it be nice to showcase the Zestimate inaccuracy to your clients?
Our CMA presentation tool, Moxi Present, encapsulates the relevant information about a house and enables you, a professional agent, to consult and advise clients with accurate information, and information that can give true context to a Zestimate. It does this by showcasing what the Zestimate was on all selected comparable properties to your current listing versus what they actually sold for. Here is an example of Moxi Present at work.
You are not an algorithm, don’t get treated like one.
Have you ever been sick or not feeling well and tried to look up what your symptoms mean online? If you have, chances are you panicked when the results came up because it eluded to you probably having a horrible flesh-eating disease (even though you just have a flu that’s going around). My point is, when you’re talking about your health, you go see a doctor, a professional doctor. When you’re trying to sell your home, you might take a peek online beforehand, but in the end, you want and need a professional’s advice.
Remember, Zestimates are a computer algorithm. You, the real estate agent, have access to a wealth of data when using modern tools (like Moxi Present) that go well beyond what some computer algorithm is using. You also have access to things that no algorithm can. Let that sink in for a moment. Zestimates can’t see the details of the home’s interior or know the character and culture of a specific neighborhood. As their agent, you are their trusted advisor, the professional.
Find out more about this industry-leading CMA and presentation tool here and why agent’s that used it in 2016 did 43% more business than those that didn’t.
By Tiana Baur
What if we told you that you could be saving over $4,000 per year by going digital?
By going digital, we mean throwing out that shoebox you keep your receipts in and making it your New Year’s resolution to stick to digital when it comes to taxes. Your pocket will thank you for it and this is why.
Most agents have some sort of mile tracking app on their phones. You use it somedays, you don’t even know if it’s tracking the miles properly on others, but it’s an easy and realistic way to take advantage of write offs for your taxes. Sound familiar? We’re telling you point blank: that’s just the tip of the iceberg for business write offs and your wallet is suffering from not being proactive about all the others. It’s time to go digital.
To get specific, QuickBooks Self-Employed users find on average $4,340 in tax savings per year. When you first look at that number, it might seem big or small depending on how many sides you’re doing a year, but let’s break it down and make it a bit more tangible. That’s 87 bouquets you could be sending your clients, 44 bottles of champagne you could be toasting their new home to, 20 of these Notion home monitoring systems, four new iPhone X cell phones, or this BMW Active Hybrid e-Bike – crazy, right?! Basically, what we’re saying is, that’s a LOT of money you’re missing out on.
Sure, the QuickBooks Self-Employed app tracks your miles, but it ALSO helps you track deductions for meals and fun, prompting you to take a quick pic of your receipt and uploading it so you can throw it away and never think about that old shoebox ever again. Really, how many coffees, meals and happy hours do you buy your clients and prospects each week? We’re guessing the number is pretty high up there. QBSE also helps you track write offs for marketing and ad spend, home office or space, desk fees, those big purchases like furniture and laptops, fees and licenses, travel and education, and tools and services. That’s a long list.
Up to this point you’ve been haphazardly trying to save paper receipts and remember where you drove when. Life as an independent contractor is stressful enough. Real estate agents hardly ever even get a weekend in! By going digital with QuickBooks Self-Employed, it will help bring a little sanity back to daily life and more money back into your business.
Start your New Year’s resolution early this year – your 2018 self will thank you for it!
By Tiana Baur
There are some simple, yet essential ways to make sure your business is as profitable and thriving as it can be. These ten tips will hopefully serve as a check list for when tax season comes around, as well as the rest of the year in order to prepare and set your business up for the brightest possible future.
1. Remember to file quarterly taxes
This may seem obvious to most, but even though you know you need to do it, you don’t always remember to. Life gets busy. Filing quarterly taxes means avoiding penalties and additional interest owed. Not doing so can also raise a red flag with the IRS and hurt your business in the long run.
2. Home office deduction
Make sure you deduct for a home office, but make sure you don’t over exaggerate the size of the space. There’s a fine line with this one. Let’s say your home office is 250 square feet
of a 2,500-square foot home, the percentage of the deduction you can take is 10 percent. Remember you can only do this if you aren’t already deducting your office space at your brokerage’s office. Whatever you do, make sure you choose one to deduct so you don’t miss out on hard earned cash.
3. Mileage reporting
Don’t. Be. Sloppy. If you only remember to track miles on some days, you’re missing out. Tracking all your miles is the key to tax saving success. QuickBooks Self-Employed app auto tracks the mileage, so you don’t have to worry about remembering. With this program, you can deduct an average of over $7,000 dollars a year. Capture everything you need automatically, then categorize mileage with the click of a button.
4. Deduct your big purchases
Buying a laptop, phone, printer, furniture or anything else related to your business? Deduct! These big ones might get forgotten if you purchased them in the first two quarters of the year.
5. Coffee, lunches, dinners, cocktail hours
If you’re constantly taking your clients out for a bite or a coffee, make sure you keep your receipts. Scratch that. Snap a photo in your QuickBooks Self-Employed app. No more leaving receipts in boxes or in the glove box of your car. No more! Doing this correctly means saving agents an average of over $4,000 a year.
6. Avoid an audit
The more money you make, the more likely you’ll be audited. If your income is creeping up, it’s time to use a little extra paper to employ better tracking of receipts, donations to charitable causes, and mileage. Maybe also time to consider hiring a professional to keep an eye on your records, rather than trying to keep track of it all yourself. Maybe.
7. Deduct software
This one might surprise you. You can fully deduct any software needed to run your business, including accounting and lead generation software. QuickBooks Self-Employed for example, which automatically tracks your expenses and mileage, can be fully deducted. Win-win.
8. Further education
Lots of states require continued education to keep a real estate license, while in others, it’s not only required, but crucial to stay competitive. You are probably able to deduct registration costs, transportation, and accommodation costs for coaching, courses, etc. This goes for in-person and online courses.
9. Desk fees
Your desk fees are deductible regardless of your brokerage. With QuickBooks Self-Employed you can set a rule to automatically categorize this expense whenever you pay that desk fee. Keep in mind, you can only do this if you aren’t doing the home office deduction.
If you’re travelling to a conference, having QuickBooks Self-Employed makes life way easier. It allows agents to focus on networking and the purpose of their trip, by linking their bank account to the app. As soon as agents incur any expense associated with travel, all they do is tap a button to categorize it in one of the IRS approved categories.
Get started with QuickBooks Self-Employed today and start running a more profitable, professional business.
By Tiana Baur
Every single tax deduction you are or are not allowed to take is impossible to know without a helping hand. If you aren’t utilizing an accounting or tax management system, it means you’re losing a lot of money. And by a lot we mean thousands of dollars that could be in your pocket instead. Avoid overpaying on your quarterly and year end taxes with these tips:
1. Mileage – over $7,000 in deductions
You drive a lot, spending your days driving between properties, appointments and shuttling your clients. Sometimes you probably feel like a glorified Uber driver. How do you determine whether to go with the standard mileage deduction or track all your auto-related expenses?
For those who drive more than 10,000 miles per year, the IRS requires you to keep a detailed log in order to claim this deduction. It needs to include date, time, mileage and purpose of the trip. Do you use an app to track all of this? Even if the answer is yes, there’s a better app out there. QuickBooks Self-Employed is a tool that helps users track an average of $7,393 in mileage deductions per year. It automatically captures everything you need with the click of a button.
2. Meals and fun – save over $4,000 a year
You can deduct meals as a business expense in two forms: 1.) When you are travelling on business and 2.) When you are dining with clients or with other professionals for the purpose of conducting business or generating referral business. With these, you’re allowed to deduct 50 percent of your total expense, which includes tax plus tip for the meal.
Many agents save receipts in boxes and haphazardly enter them into spreadsheets or give them to an accountant later, but this leads to loss of money. QBSE streamlines this process. Simply snap a photo of your receipt with your QBSE smartphone app to digitally store it with your transactions. This process helps users save an average of $4,340 per year.
3. Marketing and ad spend
Online and social media advertising costs are quickly becoming a big part of agent spend. Agents are expected to do more for their listings than they ever have before and they need the tools to effectively do it. Did you know that production costs like writing and design fees are also deductible? This includes website design and hosting fees, search engine marketing, pay per click advertising, video production, and any other IT-related costs.
4. Home office or space
Do you have a home office or a dedicated space to work? If you do, you’re eligible for a home office deduction, even if you also have office space at your broker’s office — unless you’re deducting desk fees already.
5. Desk Fees
Your desk fees are deductible regardless of your brokerage. With QBSE, whenever you pay that desk fee, you can set a rule to automatically categorize this expense. This however is only an option if you aren’t already doing the home office deduction.
6. Big purchases
Stationary, photocopies, and any other consumables needed to run your business are deductible. The ones you need to make sure you deduct are the big ones: laptops, phones, furniture, copiers, etc.
7. Fees, Licenses, etc.
Annual fees are common costs of doing business and are deductible. In real estate, that means your state license renewal, professional memberships, and MLS dues. Also, you can deduct real estate taxes necessary for your business, but not self-employment taxes.
8. Education and travel
Given rapid industry change, continuing education is imperative. It’s also a requirement in most states. If you need to travel to attend an event or meet with a coach, make sure to track all the information correctly to ensure that you’re compliant with the IRS. One way to do that is by linking your banking accounts with QBSE. As soon as you incur an expense associated with travel, tap a button to categorize it in one of the IRS approved categories.
9. Tools and services
Any software needed to run your business is fully deductible, including subscription services. Products such as QuickBooks Self-Employed not only help you automatically track your expenses and mileage, but may be fully deducted as well.
Get started with QBSE today and start saving bundles of cash!
By Tiana Baur
Moxi Insights is a prospect tool sitting in your CRM that instantly supplies you with helpful information and prompts agents when to take action. With the help of this aggregated data, it’s easy to know when people are getting ready to sell and how to best conquer your precious sphere.
We’ve even made a list of 100 ways to use public data to better market to your sphere! Here’s a sneak peek at the first 20:
1. Send investment opportunities to investors.
2. Invite all your sports fans to a night out at the ballpark. Buy ’em a ticket, a beer and a hotdog.
3. Send all the highly-likely-to-sell people your “How to list your home” guide. Moxi Insights lets you know when someone is highly-likely-to-sell.
4. Send about to be empty nesters your “Downsizing tips from the pros” guide. Moxi Insights informs you when people are probably thinking of downsizing.
5. Send invitations to the local gallery walk night to all the art fans. Do a meetup with them. Offer to buy them a glass of vino.
6. Got a boat and a bunch of boating fans? Invite them to a meet up on the lake. Have everyone tie up together and do a barbeque on your boat.
7. Quickly and easily learn more info about the internet leads you receive.
8. Learn the interests of your client or almost-client to buy them the perfect “thank you”, “happy birthday”, or closing gift.
9. Got a bunch of literature fans? Invite ’em to a local bookstore with a cafe and offer to buy ’em coffee and a scone.
10. If anyone has a Moxi Insights badge, send an unsolicited CMA, a handwritten note, text or Facebook message them for a coffee date just to chat and catch up. Spend extra time with them – not necessarily talking about anything on the Insights report, but reconnecting with them at the perfect time.
11. Save some money by taking them to a minor-league game (which are typically very fun and engaging BTW).
12. Invite them to join your team for charitable runs, walks, etc.
13. Do they have children? Get them tickets to the state fair
14. A weekend of free dog boarding at a reputable place
15. Invite car lovers to a car show/new car unveiling
16. If they’re into a healthly lifestyle, get them a free month at the local gym
17. Host an outdoor movie night for those film lovers
18. Those that enjoy international travel, get them a customized passport holder with their name on it and your logo
19. Impress your seller by incorporating information from Moxi Insights to impress your seller on how you’re going to market their home to your sphere
20. Better relate to ALL of your clients with new found information you wouldn’t necessarily know otherwise
Download the full eBook here & find out 100 ways to segment, market, and master your sphere!
Win more client listings.
Now that I have your attention, here is a simple fact: you already have everything you need to win more client listings – immediately. How you are using it, however, is the question.
The key to winning more listings lies in your current database of contacts. Seriously. Here is how to do it.
1.) Get Contacts in the CRM
Yes, you hate it, I get it. However, unless you do this you will never be able to make the magic happen (more on this later.) Collect all your notepads, napkins, people on your phone, and your pirate treasure map, and get them into your CRM.
Key contact info that matters most:
- First Name
- Last Name
- Email Address or Phone
- Address (if available)
Don’t want to do this yourself? Hire a hungry college student from the local community college then – just get them into the system (mandatory to make the magic happen.)
2.) Categorize Your Contacts
Break up your contacts into three groups over, say, over the course of a 10-year period:
- “New” Known for 0 – 3 years
- “Establish” Known for 4 – 6 years
- “Need to Verify” Known for 7+ years
Now that you have people in these buckets, chances are they likely have some things in common with one another. Some are ready to upgrade to a bigger home, downgrade their home, etc. These are good things.
Now, here comes the magic.
3.) Hit the Button: The Moxi Insights Button
Yes, there is a catch, but a worthy one. To see the magic, you need the wand – enter Moxi Insights.
Moxi Insights helps you to win more client listings by showing you 30+ indicators that can signal a person’s likeliness to list.
I can see the eye roll now (I am secretly watching you) and the exasperated reaction… I know, it is like I am Billy Mays trying to tell you about the ShamWow. However, here’s the difference: Moxi Insights really does works.
Some of the potential listing indicators we include for determining client readiness:
- Family demographics like number of children and their ages
- Educational history
- Personal interest categories such as vehicles, charitable work, sports, fashion
- Financial health and stability
Clients Want Trust in an Agent
Fact: 70% of consumers want to work with and do repeat business with the first agent they meet future. If you can connect on a personal level with those clients and others like them, the probability of you winning their listing(s) increase exponentially. Knowing what matters to clients, who they are, and relatability is key to earning their trust.
Become a More Effective Marketer and Grow Client Relations
Moxi Insights can be leveraged in a variety of ways for you to show marketing savvy and grow relationships with clients. Here are five examples of how to become a more effective real estate marketer and grow cleitn relations that you can try using in your own market.
1.) The Birthday
If you have a Moxi Insights subscription, you have instant access to a contact’s birth date. Send them a birthday greeting, say, a $25 gift card for Loop & Tie to have them pick from a range of client-gifting options to remember their special day. Simple acts like this are both personalized and memorable. Well played, you.
2.) The Investor
With Moxi Insights, one of the things you can get client exposure into is financial stability. Insights can help you to identify contacts (or five) that have some promising indicators of pursuing rental or investment properties. Send these folks relevant information about properties in their area that appear to be in line with their financial portfolios. Keeping top-of-mind is crucial and shows sincerity.
3.) The Tailgate
Football season is right around the corner! Use Moxi Insights to find all the sports fans in your database and throw a Week 1 tailgate or BBQ to usher in the return of the football season. Not only does this give you a chance to connect with people you already know, but it also gives you a chance to meet friends of your clients (aka new leads). Make it an open invite and network with new folks during the festivities.
4.) Time to Upgrade
Maybe you sold Bob (we will call him Bob) and his wife their first starter home several years ago. A cute couple like that, chances are good their family has grown, and they might be in the market to upgrade. Moxi Insights incorporates countless ways to show that Bob is ready for that new house:
- Number of children in the house hold
- Estimate ranges
- A new baby on the way
Public records data and in-product badges help you to easily see that, yes, Bob is indeed ready to upgrade to a new home. Now you can cater your listing presentation for relevant homes ahead of engaging with Bob. Now, not only do you show personal interest, but you also look sophisticated and in-tune with their needs.
5.) The Downgrade
Now, let’s take a look at Debby. You sold Debby a home 10+ years ago. At the time, Debby had two teenagers heading off to college. Moxi Insights can show you where those kids are now. With the kids out of the nest, Debby and her husband are ready for the next chapter: retirement and a downgrade. Another opportunity to get ahead of the competition and flex your client prowess.
Are you ready to start winning more listings and beat out the competition? Click here to learn more about Moxi Insights.
We have a new company to add to our best-in-class tools and services list! This time, the goal in mind is to help agents retain more of their hard-earned cash. QuickBooks Self-Employed puts the power back into the independent contractor’s pockets!
QuickBooks Self-Employed helps freelancers and independent contractors stay prepped for tax time––from separating business and personal expenses, to identifying Schedule C deductions. York Baur, CEO of Moxi Works said, “Moxi Works is all about helping brokerages and their agents make their business more profitable. Intuits QuickBooks Self-Employed is proven to save agents thousands of dollars on taxes, so this partnership will put a lot of money back into agents’ pockets.”
According to Intuit, 77% of all real estate agents don’t feel extremely confident about managing their finances. Today, agents are burdened by a variety of pain points, such as:
- Taxes: Quarterly and annual tax obligations
- Time: It’s the only thing agent’s control, and they want to save as much of it as possible, while using it wisely
- Thought Leaders: Agents are becoming more digitally savvy & are looking for brokers who are just as updated
- Cash flow: Inconsistent income but consistent expenses
- Visibility: Agents want an easy solution to know how much they really made after each sale
- Growth: Agents straddle the line between consumer & small business
QuickBooks Self-Employed includes a variety of exciting and extremely useful features, including Money Insights, Mileage Tracker, Receipt Snap, and Auto Expense. Here’s what they look like:
Money insights organizes accounts to show the agent’s income and expenses. This connects all accounts to organize the agent’s business finances in one place. QuickBooks Self-Employed automatically tracks and categorizes transactions as they come in. Agents can instantly see a complete picture of their business finances so they can plan for what’s next.
Mileage tracker automatically tracks mileage and allows users easy categorization — creating an increase in potential mileage deductions. Agents’ mileage will be automatically tracked and trips can be categorized as business or personal with a swipe. QuickBooks Self-Employed automatically tracks their mileage whenever they begin driving. Every mile they log increases their potential yearly mileage deductions.
Receipt snap allows users to snap a photo of a receipt from the Self-Employed mobile phone app and automatically create a transaction with the receipt attached. If a transaction already exists, receipt snap will automatically attach the receipt to the transaction. Receipt data is auto-extracted and an expense transaction is created for the user. No more sifting through piles of receipts!
Auto-categorization learns how agents runs their business, recommends categories, and allows users to accept transactions with a swipe. Agents can download all of their expenses, and with a swipe can accept them into their books. QuickBooks Self-Employed learns from past actions and automatically recommends categories. Transactions are organized based on IRS categories to save users extra work.
As it stands, 50% of agents save their receipts or use a spreadsheet to track expenses, leading to manual errors and loss of deductions as well as savings. We all know an agent that saves receipts in an old shoe box. The most shocking statistic is that 16% don’t track their expenses at all.
QuickBooks Self-Employed aims to eliminate these pain points, allowing agents to run their finances properly, while saving them precious time and money. Want to try it out? Click here.
The home buying journey begins when someone takes a minute out of their day to conduct an online search. In fact, 90% of home buyers search online during the process, according to the National Association of Realtors. People are busy and they want to know every detail of a home before they take the time to go see it. That means agents need a mobile-friendly website that allows consumers to easily and efficiently get the information they need.
IDX websites are the new standard when it comes to real estate websites. If a website doesn’t have IDX, it’s more or less worthless. It sounds extreme, but it’s true. IDX search is the peanut butter to the website jelly.
What are IDX websites?
IDX stands for “Internet Data Exchange,” which simply allows agents and brokers to show MLS listings on their websites – a real estate website must. A key part of Moxi Works productivity is the integration with your MLS. Now with over 200 MLSs, we have a dedicated team that works with MLSs to ensure we have the most up-to-date listing data. We believe agents deserve and need an easy to use website, no matter the level or extent of their tech savviness.
Your Website – Easy as One, Two, Three
In our never-ending efforts to make agent’s lives easier, we created a website tool – Moxi Works Agent Websites – that makes it easy to drag and drop just about anything, anywhere on your site. Not only is it easy to set up, but it also has these key features:
1. Responsive Design
These agent websites are easy to navigate, look great, and work seamlessly on all sized screens. That means whether your future clients are looking on their iPhones, iPads, laptops, Androids, etc., your site will always look flawless.
2. Custom Pages
Custom pages allow agents to give their website a unique twist. Agents want to differentiate themselves & showcase their expertise. Show your in-depth knowledge of a specific neighborhood or area in your city, cater to the typical lifestyle of your clients with new restaurants, sporting events, school districts, and more. The options are endless and you can build out your pages however you’d like them to be.
3. Lead Capture
Just like an agent’s sphere, leads are an integral part to a real estate business. There are multiple ways a new visitor to an agent’s site can connect with the agent, & when they do, they show up in Moxi Engage as a new lead.
And guess what? Our very own moxiworks.com is built on the exact same tool as our agent websites. That’s right. We practice what we preach.
Below is a short video of how easy Moxi Works Agent Websites are to set up! Watch us build a custom page:
As a real estate agent, you’re always looking for lead generation tips that produce high-quality leads while remaining cost-effective. Staying relevant and reaching new audiences can be challenging. It’s easy to get caught up using the same methods, even if they aren’t working for you. So, why not mix it up and try something new?
Try this: Put together a thorough neighborhood recap and promote it via your go-to channels.
Create a neighborhood recap of the transactions in a given area over the past quarter or year to date. The best part? This can all be done quickly and easily for those agents using Moxi Present. All you need to do is create a new presentation, fill in the parameters, and the MLS data will auto-fill. Select a handful of home sales that happened within your chosen area and timeframe to give a market snapshot, comparing properties and showing trends. This ease is what makes neighborhood recaps possible as an efficient lead generation source.
Check out this neighborhood recap presentation to get an idea of what you could include for your local area.
Be strategic about the area you choose as this recap positions you as an expert. Homeowners appreciate the feeling that their realtor knows their aimed neighborhood like the back of their hand. It’s a token of comfort in a taxing process.
Once you’ve created a robust neighborhood recap, it’s time to promote it through multiple channels for lead generation. The presentation can serve as its own landing page using Moxi Present, or you can post it to a blog post. Then drive traffic to it through social media (both organic and paid), paid search ads, and email marketing. Different agents prefer different channels, so select which ones work for you and your audience. Find where your strengths are and where you generate leads most effectively, and leverage those channels with the valuable piece of content you’ve created. If you like more traditional marketing methods, you could also choose a local printer to print a handful of presentations onto fine paper and mail out hard copies.
If someone looking for a home in an area sees your neighborhood recap online, finds it valuable, and learns from it, you instantly become a trusted advisor. You are then someone who can guide them through a thoughtful, educated decision making process because you’ve already proven that you have the know-how and expertise that they need.
It’s a perfect scenario: they’ve been thinking about making a move, are entering a new stage in life, or have been chatting with their spouse about moving, you present the information they need to move the conversation forward. Who should they contact if they want more information? You, of course. So, you meet up with them to discuss the market, the neighborhood, and ultimately, the opportunity for you to find them their dream home.
We’d like to announce our new e-Magazine, built specifically for agents.
We wanted to find a way to give agents a set of monthly tools and information that helps them become more productive, more tech-savvy agents, without having to spend a lot of time to do so. Because we know they are short for time as it is. That’s why Mile 62 is made with agents in mind, period.
This e-Magazine, or real estate agent’s toolbox, will be distributed digitally on a monthly basis. Click, cruise, resume day. Your one-way ticket to being a trusted advisor!
What’s in it
Here’s what you can expect from the real estate agent’s toolbox, Mile 62:
Actionable tools and tips to increase productivity on topics such as,
- Social Media
- Marketing to your Sphere
- Client Gifting
Resources such as training videos and webinars
- Sign up for them live or watch them pre-recorded
- Watch videos in the magazine without having to click to a new tab
- Stay in the know
- Have topics always tucked away in your back pocket that you can use to showcase yourself as a trusted advisor
Expected Outcome: More knowledge, more time.
This not only helps agents be more successful with their own business, but it helps office managers stay in tune with the agent’s needs, wants, and hot discussion topics. It prepares them for the future of their brokerage and the future of the industry as a whole.
Why Mile 62?
Space is 62 miles (100 km) away. At Moxi, we truly believe the sky’s the limit and we want to help agents get there and achieve the goals they set for themselves. Every day is a good day to be a step ahead of the competition and be more knowledgeable, tech-savvy agents, that can position oneself as the go-to advisor for both clients and entire sphere. View Mile 62 while in line at Starbucks or waiting for an open house to begin! There’s no bad time to read and digest the real estate agent’s toolbox.
What would you do to reach the sky? Without further ado: Here’s the first edition of Mile 62!